How to Transfer Money from Zenith Bank

Thanks to modern banking technology, transferring money from Zenith Bank has never been easier. Whether you need to send money to a family member, pay a bill, or conduct a business transaction, Zenith Bank offers various services to make the process as simple as possible.

How to Transfer Money from Zenith Bank

We will assist you through a step-by-step guide to help you transfer money from Zenith Bank using various methods, including mobile banking, internet banking, and USSD codes.

How to Use the Zenith Bank Transfer Code to Transfer Money

Zenith Bank’s transfer code service has emerged as a game-changing solution in the rapidly evolving landscape of financial transactions, changing how we transfer money.

This creative service provides an effortless and convenient platform for money transfers, enabling users to conduct quick and secure transactions.

How to Transfer Money to Other Zenith Bank Accounts Using the Zenith Bank USSD Code

  • Enter the USSD Code: Dial *966# from your mobile phone.
  • Choose “Transfer”: Choose “Transfer” from the menu options.
  • Choose “Zenith Bank” as the Beneficiary: You will be asked to choose the beneficiary bank. In this instance, choose “Zenith Bank.”
  • Enter the Account Number and Amount for the Recipient: Enter the recipient’s Zenith Bank account number and the amount to be transferred.
  • Confirm Transaction: To complete the transaction, enter your 4-digit PIN.

That is how to make a simple transfer from Zenith Bank to Zenith Bank.

You can also follow the steps below:

  • On your mobile phone, enter the USSD code: *966*amount*account number#.
  • Select Beneficiary Bank: You will be prompted to select the beneficiary bank and enter the corresponding number to select Zenith Bank.
  • After selecting the beneficiary bank, a confirmation page will appear, displaying the beneficiary’s name, the bank, and the amount you’re about to transfer.
  • Final Confirmation: Go over the information on the confirmation page again. Confirm the transaction if everything is correct and you want to proceed.
  • Transaction Success: A confirmation page will be displayed if the transaction is successful, indicating that the specified amount was successfully transferred to the beneficiary’s account number.

How to Use a Zenith Bank Transfer Code to Send Money to Another Bank

All you have to do is take the following steps:

  • Dial the USSD Code: From the phone number associated with your Zenith Bank account, dial *966#.
  • Select “Transfer Money”: Follow the on-screen prompts to select “Transfer Money” or a similar option.
  • Enter the Bank and Account Number of the Recipient: Enter the recipient’s bank name and account number, as well as the amount to be transferred.
  • Confirm Transaction Details: Verify the accuracy of the transaction details displayed on the screen. Following confirmation, enter your USSD banking PIN for security.
  • Confirmation Message: If the transfer is successful, you will receive a confirmation message on your phone indicating that the transaction was completed. 

It is as simple as the above steps.

How to Use the Zenith Bank Mobile App to Transfer Money

Another option is to use the Zenith Mobile App. Follow the steps below to get started.

Download the Zenith Bank Mobile App

If you haven’t already, go to your device’s app store and download the Zenith Bank mobile app. It is compatible with both Android and iOS.

Sign Up or Log In

Launch the app and log in with your existing credentials, or register if you’re a first-time user.

Link Your Account

Follow the on-screen instructions to link your Zenith Bank account(s) to the app once logged in.

Select Transfer

Locate and select the “Transfer” option from the app’s main menu.

Transfer Type

Select “Within Zenith” (for intra-bank transfers) or “Other Banks” (for inter-bank transfers).

Enter the User Account Details

Fill in the recipient’s bank information, including account number, name, and the amount to be transferred.

Check and Confirm

Double-check the information for accuracy before confirming the transfer.

Enter your PIN here

Enter your transaction PIN or, if enabled, use your biometric data.

Transaction Completed

You will be notified when the transfer is complete.

How to Use the Internet Banking to Transfer Money from Zenith Bank

It would be best if you were signed up for Internet banking services to use this option. You will also need complex token hardware. The hard token is a small device that generates unique codes each time a transfer is requested. To share money via the Internet, follow the steps outlined below.

  • Check out the official website. Click “Internet Banking” and sign in with your account number, password or pin, and token.
  •  Once logged in, navigate the transfer options section and select transfer to other accounts. Fill out all of the required information on the page interface.
  •  Check your details to ensure you’ve entered the correct ones. To generate a code, press the button on your hardware token, which you will join in the box provided for the token on the page.

Check everything and then click “Proceed” to finish the transaction.

Common Problems and Solutions When Using a Zenith Bank Transfer Code

Incorrect Information: If you have an issue because of incorrect recipient information, double-check that you have entered the correct account number and bank information. Before confirming, double-check the information.

Transaction Decline: Ensure your account has enough funds if a transaction is declined. Also, double-check that you entered the correct transaction PIN.

Network Issues: If you are experiencing connectivity issues, relocate to a better network coverage area or retry the transaction later.

Invalid Transaction Code: Ensure you dial the correct USSD code (*966# for Zenith Bank). Mistyped codes may result in errors.

Pending Transactions: If you have a pending transaction, check your transaction history to see if it was completed. If not, think about contacting the customer.


Is the USSD code for Zenith Bank available on all mobile networks?

The service is accessible via all major mobile networks. Whether you use MTN, Airtel, 9mobile, or Glo makes no difference.

What should I do if my Zenith Bank transfer PIN is forgotten?

You can reset your transfer PIN and regain access to the service by contacting Zenith Bank’s customer service. You can also use the USSD code’s PIN reset feature.

Is there a charge to use the Zenith Bank code?

Yes, some transactions have a small fee, such as sending money using the Zenith Bank transfer code.

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