Credit Hero Login
With your Credit Hero Login, you can easily access personal loans. Credit here provides a faster, easier, and more intelligent way to apply for a loan. The Credit Hero install plan offers a brand-new experience that combines credit card transactions into one instalment plan in a matter of a few minutes.
Nevertheless, it is very easy to login to your credit hero account. Read on to find out how to login to you credit here account within a few seconds.
About Credit Hero
Based in Hong Kong, Credit Hero is a fintech startup focusing on consumer lending to payment. Using technology to revolutionize financial services aims to improve people’s lives and assist them in reaching their goals. This credit card features up to 58 days of cash flow, a flexible 3- 12 months repayment period, and a low-interest rate of 0.88%. It also offers a three-day cooling-off period.
How to Login/Register to Your Credit Hero Account
Follow the steps provided below carefully to login to your credit hero account:
- Head to your preferred web browser and visit: https://www.credithero.xyz/clients/new?language=en this will take you to login page of this website.
- Once you are in the login page, enter your valid Hong Kong mobile number and then enter your email address below in the required fields.
- After selecting the “I have read the Note to Intending Borrowers,” you can click on the “Next” just below and follow the onscreen process to login to your account.
That is all, once that page reloads you will be automatically be logged in to your credit hero account.
How to Apply for Loans on Credit Hero
Follow the steps below to apply for an installment loan on Credit Hero:
- Complete the application online.
- Bank API connection otherwise your bank account for salary. You will get an email and an SMS with our results.
- Upon successful application, you will be able to log in to CREDIT HERO and receive an email and SMS alerting you to use our website to authenticate your identity.
- Your authorized loan amount will be transferred right away into the bank account of your choice after identity verification.
- Complete the Direct Debit Authorization Form by printing, signing it, and mailing it to Credit Hero Limited, 111 Bonham Strand, 8/F, MW Tower, Sheung Wan, Hong Kong.
These are the steps to apply for a loan on Credit Hero.
Who is Eligible to Borrow from Credit Hero?
In order to borrow, you must be a permanent resident of Hong Kong, be at least eighteen years old, and fulfill the following requirements:
- Have a steady job: You must work at your present position for a minimum of two months.
- Capacity to reimburse: A minimum monthly income of $9,000 is required.
The following files must be submitted as part of the application process:
- A copy of your HKID that includes the “detail” selfie shot.
- Income verification for the last two months or BANK API connect.
- Proof of residence within the last three months, such as a bank statement or a bill for gas, electricity, water, or mobile phone service.
- Bank account evidence including bank name and account number or BANK API connect.
How long does it take for my loan to be deposited into my disbursement account?
Your disbursement will be deposited into your account in one minute or the same day if customer verification is finished and your loan agreement is signed. The money will be transferred to the specified account of the financial institution (FI) on the same day if the loan is use to pay off outstanding debt from other FIs.
Please be aware, nonetheless, that each FI’s internal organization will determine the actual receipt time.
How does the repayment process work?
Two to five working days after the date of your paycheck are when the payback is due. Please make sure your account has a sufficient balance.
- In order for us to deduct repayment from your account, all clients must first set up Direct Debit Authorization.
- Go to your account at credithero.xyz and download the Direct Debit Authorization form to begin the process of setting up Direct Debit Authorization. They will be glad handle the rest of the paperwork if you print, sign, and return it to them.
- As soon as the Direct Debit Authorization is established with your chosen bank account, they will send you an SMS. It really is that simple.
Credit Hero Customer Support
The credit Hero customer care team is ready to handle any updates or modifications. To modify your loan amount, term, or personal details, you can contact their technical team at +852 2366 6398 or via email at firstname.lastname@example.org.