Access Bank offers many methods for checking your account balance through mobile phone. All you have to do is assess a few aspects and select the most suitable approach for your needs. In this article, we’ll talk about several methods to check your account balance, and how to create a pin to use for the USSD option.
What you’ll need
- An Access Bank account number.
- A registered phone number is associated with your account.
- An Internet connection via cell phone.
- Mobile banking.
Methods for Checking the Balance of Your Access Bank Account
Access Bank offers several handy ways to check your account balance they include:
- Through USSD code.
- Mobile App.
- Internet banking.
- Call Customer service.
Step 1: How to Check the Balance of an Access Bank Account using USSD
The interesting part about using the USSD is that no internet connection is required. All you need is a working mobile phone and access to a network provider. This is what you need to do:
- From the line associated with your bank account, dial the Access Bank account balance code *901#.
- Follow the on-screen instructions.
After authentication, your balance will be displayed on the screen.
To create a new pin
- Dial *901*0# from the phone number you’ve linked to your Access Bank account.
- Choose “register” from the available options.
- Enter the last four numbers of your current Access Bank ATM card.
- create a four-digit PIN.
That’s all there is to it! You can make use of the “Banking Made Easy” service.
Check the balance of your Access Bank account with this code. Here’s how you can use the Access Bank code to check your balance.
Step 2: How to Check the Balance of an Access Bank Account Via SMS
As long as you are within your provider’s network coverage, you can simply see your account balance through SMS. Here’s how to check your Access Bank account balance.
- Create an SMS with the following structure: (BAL(Space)Account Number). Please forward your message to 08160000612/08026000289. Use the phone number linked with your Access Bank account.
You will receive an instant SMS with your account balance.
Step 3: How to Check the Balance of an Access Bank Account Using a Mobile App
Mobile banking eliminates the need to queue in a physical branch, giving you more time to focus on other things. Furthermore, it is safer than traditional banking systems because customers can protect their account information using a pin code or biometric authentication.
Before utilizing this service, make sure you have a strong internet connection and the Access Bank mobile app.
Downloading and installing the mobile App
- If you don’t already have the app, you can get it for free from the Google Play or Apple stores. Once you’ve installed the app, all you have to do is log in to see your balance shown on the dashboard.
Step 4: How to Check the Balance of an Access Bank Account through internet banking
The steps below will show you how to check your Access Bank balance using online banking on your mobile phone.
- Visit the official Access Bank website at https://www.accessbankplc.com/
- Navigate to the upper right corner of the page. The “Internet banking” tab can be found here.
- When you tap the tab, two options will appear: “Individual and Business.” Select your option by tapping it. You will be taken to another page where you must enter your mobile banking “username.”
- Tap the “Continue” button. Following that, enter your mobile banking “password” as requested. Click the “Log in” button.
If your authentication is accurate, you will be able to login in to your account. You can see your account balance once you’ve logged in.
Step 5: Customer Service at Access Bank
- To ask about your account, you can also call Access Bank’s customer service at +234 1- 2712005-7 or +234 1- 2802500.
Frequently Asked Questions
below are some of the frequently asked questions on how to check Access bank account balance and their short answers:
Why is it important that I check my Access Bank account balance on a regular basis?
Checking your account balance on a regular basis keeps you informed about your available funds, allowing for better financial management and preventing overdrafts.
How do I check the balance of my Access Bank account online?
By logging in to your account and accessing your balance on the dashboard or account summary page, you can check your Access Bank account balance online.
Can I use the Access Bank mobile app to check my account balance?
Yes, you can use the Access Bank mobile banking app to check your account balance. Simply log in, and your account balance will be displayed in the account summary area.
Is it safe to check my account balance using SMS or USSD codes?
Yes, checking your account balance by SMS or USSD codes is safe. Use the phone number linked with your Access Bank account, and keep your account details secure.
What should I do if I discover unauthorized transactions while checking my account balance?
If you notice any illegal transactions, call Access Bank’s customer service right away to report the problem and take the necessary steps to secure your account.
Checking your Access Bank account balance is a simple task thanks to the bank’s many options. Whether you choose the ease of digital platforms like Internet banking and mobile apps or the simplicity of SMS and USSD codes, Access Bank ensures that you have simple access to your financial information.
Regularly checking your account balance is a good financial practice that allows you to make good decisions and maintain control over your money.