How to Activate Zenith Bank USSD Code

The demand for easy and effective banking services has never been greater in the modern world. Zenith Bank, one of Nigeria’s leading banks, understands this and provides its customers with a number of digital banking solutions.

How to Activate Zenith Bank USSD Code

The USSD (Unstructured Supplementary Service Data) code is one of the most convenient ways to access your Zenith Bank account. we’ll show you the steps of activating your Zenith Bank USSD code for easy and secure account access.

What is the USSD code for Zenith Bank?

The Zenith Bank USSD code is a quick and easy way to access your bank account and conduct various banking transactions from your phone.

When you dial this code, you initiate communication with the bank’s servers. allowing you to perform tasks such as checking your account balance, transferring funds, paying bills, and much more without requiring an internet connection.

With the Zenith Bank USSD code for transfer, *966#, bank customers can have access to their accounts at midnight, on weekends, and even on public holidays, so they don’t have to worry when they run into financial problems.

They can move large amounts of money from their account to another account conveniently within a few minutes using the Zenith Bank transfer code without an atm card.

The Zenith bank transfer code is compatible with all mobile devices and is available on all Nigerian telecommunication networks. (MTN, Glo, 9mobile, and Airtel).

Advantages of Zenith Bank Transfer Code

There is a lot you can do with the Zenith bank *966# code. Some of the advantages of zenith bank transfer code are as follows:

  • Simple and straightforward code for transferring funds from Zenith Bank.
  • Self-help that is quick and efficient.
  • A better option that does not require an Internet connection.
  • Available around the clock.
  • It is applicable to all telecommunications services.

How To Activate the Zenith USSD Transfer Code

You must first visit a Zenith bank branch to get your Zenith bank debit card before you can activate the Zenith USSD transfer code.

There, you can request a Mastercard, verve, or Visa card; the last four digits on any of these cards will be used to activate your transfer code.

To activate your zenith bank code for transfer, follow the steps below:

  • *966*00# on the phone number associated with your Zenith account.
  • Enter the last four digits of your zenith bank debit card’s 16-digit number.
  • Confirm that the account information is correct.
  • Make a four-digit transfer pin and a four-digit secret pin that you can easily remember.
  • Confirm the four-digit PIN number once more.
  • Once the activation is complete, you will receive a confirmation SMS.
  • You have successfully activated the Zenith Bank transfer code on your phone.

Please be aware that you cannot activate the Zenith Bank USSD service unless you have a debit card. Zenith Bank will not charge you anything to activate the USSD code.

However, after you activate the Zenith bank transfer code and every time you use the USSD code to transfer from Zenith Bank to make transactions. Your mobile network will charge you a service fee of 6.98 naira.

The Zenith Bank USSD code is extremely secure because it requires a four-digit secret PIN to authorize all transactions. To avoid unauthorized transactions, keep your Zenith USSD pin secure.

Requirements for Activating the Zenith Bank Nigeria USSD Code on Your Phone

To activate the Zenith Bank Ussd on your phone, you must meet certain requirements. Before you can activate the zenith USSD transfer code on your mobile phone, you must have certain items and follow certain procedures.

We have listed some of the steps you can take to obtain the Zenith Bank Transfer Code:

A current Zenith Bank account

On your phone, you can easily create and activate your 10-digit zenith account number

A mobile phone

You must have a functional cell phone. One of the best aspects of the zenith USSD code is that it works on all mobile devices. If you believe your PIN has been compromised, you have the option of blocking your account or changing your PIN.

An active Phone Number

For your Zenith bank transfer code, you’ll need a phone number with a working call app and the ability to receive SMS notifications.

Common Zenith Bank USSD codes

The Zenith Bank USSD code can be used to access the following services:

  • Check zenith bank account number    *966*0#
  • Activate USSD banking  *966*0#
  • Update BVN details     *966*BVN#
  • Airtime for self *966*amount#
  • Block Zenith ATM Debit Card     *966*60#
  • Airtime for others     *966* Amount*Mobile number#
  • Deactivate Eazy Banking Profile *966*20*0#
  • Zenith Bank Payday Loan     *966*11#
  • Check account balance *966*00#
  • Cardless withdrawals     *966*60#, select “7” the option#
  • Increase daily transaction limit  *966*60#
  • Retrieve Zenith Bank ATM debit card PIN     *966*60#
  • USSD code for POS    *966*000#
  • Activate agent banking activities      *966*66#

Security Tips

While the Zenith Bank USSD code is a convenient way to access your bank account, it is critical to protect your PIN. Here are some security recommendations:

  • Do not reveal your PIN to anyone.
  • Do not keep your PIN on your phone.
  • After completing a transaction, always log out of your session.
  • When conducting banking transactions, use public Wi-Fi networks with caution.


Using the Zenith Bank USSD code is a quick and easy way to get into your bank account, especially when you’re on the go.

You can take advantage of the many services it provides by following the steps outlined in this guide, making your banking experience more accessible and efficient. Remember to keep your PIN secure while using Zenith Bank’s digital banking services.


Is it possible to use the Zenith Bank USSD Code on any mobile phone?

Yes, you can use Zenith Bank USSD Code on any mobile phone that can make calls and send USSD requests.

Is there a charge to use the Zenith Bank USSD Code?

Zenith Bank may levy a small fee for certain USSD transactions. A detailed list of applicable charges should be obtained from the bank.

Is it safe to conduct transactions using the Zenith Bank USSD Code?

Yes, the Zenith Bank USSD Code is safe. You should keep your USSD PIN private and take standard precautions, such as not sharing it with anyone and not storing it on your mobile phone.

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