How to Activate Your Netspend Card

Netspend is a popular prepaid debit card that provides flexibility, convenience, and financial control. Whether you just got your Netspend card in the mail or are thinking about acquiring one, the first step is to activate it. You must first obtain a NetSpend card before you can activate it.

How to Activate Your Netspend Card

Aside from the opportunity to purchase items without credit card approval, using a NetSpend card provides numerous other advantages. You can also get cash back when you use an ATM or make a transaction at certain stores.

You can also add checks to your NetSpend card using your smartphone. If your workplace allows it, you can deposit funds straight onto your NetSpend card using your paycheck.

However, there are additional ways to immediately deposit monies into a NetSpend card, such as collecting state and federal benefits, pensions, and tax returns. With these helpful hints, you can receive a NetSpend card by following the steps below.

Getting a NetSpend Card

You need to get a NetSpend card before you can activate it. You can get a NetSpend card by doing the following:

  • Open your web browser and navigate to
  • The online application will begin to load once you click the ‘Sign Up Now’ tab.
  • Fill out the application with the requested information, including personal information.
  • Choose one of the available card options.
  • Select ‘Review the fees associated with your prepaid card.’ There are no fees for card issuance, but you must choose between a pay-as-you-go arrangement and a monthly plan for future fees. Withdrawal fees, deposit fees, PIN purchases, and other transaction fees will be among the future fees.
  • After reviewing the fees and selecting a payment plan, click ‘Get My Card,’ and your card will be mailed to you.

Activating the NetSpend card

A NetSpend card will usually arrive in the mail seven to ten business days after you request it. You have two options for activating your NetSpend card: online or over the phone.

Online registration

You can activate your NetSpend card online by following the steps below:

  • Open your web browser and navigate to
  • Click the ‘Activate Card’ icon in the top right corner of the website’s homepage.
  • After clicking the icon, wait for the page to load before entering the card number and security code from your NetSpend card. The card number is 16 digits long, and the security code is a three-digit CVC2 code found on the card’s back.
  • You will also be asked for your address, Social Security number, and birth date. Fill in the blanks with the appropriate information.
  • Enter your desired username and password and click ‘Continue,’ and you should receive confirmation that your card has been activated.

Phone Activation

You can also contact NetSpend customer service and request card activation. The customer service representative will request the 16-digit card number and three-digit security code found on the back of the card.

In order to confirm your identity, the representative will also request information such as your Social Security Number. When the customer service representative activates your card, it will be ready to use.

Making Use of Your Netspend Card

You can begin using your Netspend card for various financial transactions now that it has been activated. Here are some of the most common applications for your Netspend card:


Use your card to make purchases at millions of locations that accept Visa or Mastercard.

Pay Bills:

You can use your Netspend card to pay bills online, by phone, or in person. Some businesses will also make direct deposits to your Netspend account.

Withdraw Cash:

Get cash from ATMs all over the world. Netspend’s website or app includes a locator tool for finding fee-free ATMs near you.

Send and Receive Money:

You can send money to other Netspend cardholders and receive money from family and friends who have Netspend cards as well.

Manage Your Account:

Monitor your spending by keeping track of your transactions, viewing your account balance, and setting up alerts.


Activating your Netspend card is a simple process that allows you to fully enjoy the convenience and flexibility that prepaid debit cards provide.

You’ll be well on your way to managing your finances more effectively with your Netspend card if you follow the steps listed. To stay in control of your finances, keep your card secure and monitor your account on a regular basis.


Is it possible to activate my Netspend card over the phone?

Yes, you can activate your Netspend card over the phone by dialing the number provided in your welcome package.

Do I need to load money onto my card before it can be activated?

No, you do not have to load money onto your card before you activate it. You can first activate your Netspend card and then add funds to your account.

How long does it take to get a Netspend card activated?

Typically, the activation process is quick and can be completed in a matter of minutes, either online or by phone.

How will I get my Netspend card?

After ordering your Netspend card online or through a Netspend partner, you will receive it in the mail. It usually takes 7 to 10 business days.

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